YNAB: The Budget Tool of the Future

For those that do not know, YNAB, pronounced “why-nab” stands for You Need A Budget. YNAB, the brainchild of Jesse and Julie Mecham, started in September 2004. These four standard principles create the foundation of the budgeting system:

  1. Give Every Dollar a Job
  2. Embrace Your True Expenses
  3. Roll With The Punches
  4. Age Your Money

According to YNAB, following these four principles should help you better your finances. Here is a brief overview of the four principles straight from YNAB.

Continue reading

Today’s Inspiration – 10.12.17

On the way to work this morning I thought about our current financial journey and I am thankful for the financial tools we have found along the way.

We used Mint for a while and it is one of the most popular financial apps according to a recent Rockstar Finance Poll amongst 137 financial bloggers. Personal Capital is the most popular, Mint comes in second, and YNAB is third for budgeting apps. I voted mainly for YNAB because that is what we use daily. Mint just seems more like a budget tracker than a living breathing spending plan.


Continue reading