Today’s Inspiration – 10.12.17

On the way to work this morning I thought about our current financial journey and I am thankful for the financial tools we have found along the way.

We used Mint for a while and it is one of the most popular financial apps according to a recent Rockstar Finance Poll amongst 137 financial bloggers. Personal Capital is the most popular, Mint comes in second, and YNAB is third for budgeting apps. I voted mainly for YNAB because that is what we use daily. Mint just seems more like a budget tracker than a living breathing spending plan.

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How Technology Helped Beat a Hurricane

The weather this month of September 2017 is brutal. We have record floods in Southeast Texas. The US Southeastern coast is currently battling the strongest hurricane on record with Irma. The West is battling rampant destructive fires. Now I received a notification on my phone there is another category 4 hurricane named Jose. These natural disasters cause widespread destruction and hardships and affect so many people. Yet, out of destruction shines hope. Thousands of volunteers rushed to Texas to rescue Flood victims and provide aid to those in need. After Irma passes I know the same will take place in Florida and the Southeastern US. Below are three amazing examples of how technology helped beat a hurricane.
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Hurricane Harvey (NOAA & spacecityweather.com)

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YNAB: The Budget Tool of the Future

For those that do not know, YNAB, pronounced “why-nab” stands for You Need A Budget. YNAB, the brainchild of Jesse and Julie Mecham, started in September 2004. These four standard principles create the foundation of the budgeting system:

  1. Give Every Dollar a Job
  2. Embrace Your True Expenses
  3. Roll With The Punches
  4. Age Your Money

According to YNAB, following these four principles should help you better your finances. Here is a brief overview of the four principles straight from YNAB.

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